Inclusive finance
Stand-Up India Scheme
Stand-Up India facilitates bank loans between ₹10 lakh and ₹1 crore to greenfield enterprises by SC/ST and women borrowers. Branch banking process, eligibility, and project report support for manufacturing, services, or agri-allied activities.
Important: Scheme limits, subsidy rates, and eligibility change with government notifications. Banks and agencies make final decisions. Use this page as a structured overview - not legal or financial advice.
Overview
Stand-Up India promotes entrepreneurship among women and SC/ST communities through term loans for greenfield projects. Banks evaluate project viability, experience, and collateral / security as per scheme and credit policy. We strengthen your project report, capital structure, and documentation for a smoother appraisal.
At a glance
- Composite loan ₹10 lakh-₹1 crore for eligible greenfield projects
- For SC/ST or women entrepreneurs in eligible activities
- Handled through scheduled commercial banks under scheme guidelines
Typical eligibility signals
- SC/ST borrower or woman borrower (scheme definitions)
- Greenfield enterprise in trading, manufacturing, or services including agri-allied
- Minimum promoter contribution as per bank / scheme norms
- Clean credit history and KYC compliance
Why businesses pursue this route
- Access to formal credit for first-generation large-ticket projects
- Handholding via lead districts / stand-up connect desks at many branches
- Structured repayment aligned to project cash flows
- Can be combined with other MSME benefits where permissible
Official resources
Always verify circulars on the official portal - programme parameters are updated periodically.
How StartupStambh supports you
- 1
Project definition
Activity selection, capex & opex plan, and promoter background.
- 2
Project report / CMA
Bank-format projections, break-even, and assumptions.
- 3
Bank appraisal
Submission, queries, and sanction follow-up.
- 4
Execution
Disbursement-linked milestones and compliance.
Frequently asked questions
Is collateral mandatory?
Security terms depend on bank credit policy and scheme guidelines. We clarify questions early with the processing branch.
Can existing businesses apply?
Stand-Up India targets greenfield projects - eligibility should be confirmed against the latest scheme circular and bank checklist.
What documents are most critical?
KYC, project cost sheet, quotations, experience proof, and collateral papers (if applicable) - we provide a branch-specific checklist.
Related schemes
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